Michigan health insurance companies must provide coverage under certain regulations and laws. Michigan health insurance companies must have guaranteed renewability provisions in every health care policy. This means that an individual cannot be denied the right to renew an existing policy or Michigan health insurance plan. Some insurance companies impose restrictions and exclusion periods for pre-existing conditions. Michigan health insurance companies can impose an exclusion period of no more than 12 months after which the policy must cover all pre-existing conditions. In Michigan, a pre-existing condition refers to one for which an individual was diagnosed or treated within the 12 months prior to the beginning of the Michigan health insurance policy or plan. Previous coverage with no lapse in coverage can be used as credit toward the pre-existing condition period of the Michigan health insurance policy.
Our service gets you connected to the top health insurance carriers in the country and let's you choose the one that best fits your needs and budget. In addition to online health insurance quotes, you may receive quotes direct from agents from top companies.
The agents we work with have literally thousands of products and plan types available. Whether you're looking for a family or individual plan, a self employed plan, a group plan, a child-only policy, or an affordable student health plan, the agents we work with have many options to choose from. Even seniors and high risk applicants can get quotes, with hundreds of Medicare supplement policies, high risk health plans, and health discount cards to choose from. Finally, you can get help from licensed agents who provide flexibility in choosing the type of policy that is right for you, including PPO plans, HMO plans, Health Savings Accounts, point-of-service plans, and more.
Our process is fast, easy, and free! Simply enter your basic information into our online forms (your information will be kept safe on our secure servers). After you have completed our short online questionnaire, you will see free quotes online from many of the top companies listed above - you can even purchase your policy online. Additionally, we will match you with local agents in your area who can provide additional quotes, answer any questions you may have about coverage, and assist you in every step of the buying process.